Bank Hapoalim Developers Portal - Terms of Use

Welcome to Bank Hapoalim Developers Portal (together with its subdomains, Content, Marks, Documentation and services, the “Site”). Please read the following Terms of Use carefully before using this Site so that you are aware of your legal rights and obligations with respect to Bank Hapoalim Ltd. ("Bank Hapoalim", "we", "our" or "us"). By accessing or using the Site, you expressly acknowledge and agree that you are entering a legal agreement with us and have understood and agreed to comply with, and be legally bound by, these Terms of Use, together with the Privacy Policy (the "Terms"). You hereby waive any applicable rights to require an original (non-electronic) signature or delivery or retention of non-electronic records, to the extent not prohibited under applicable law. If you do not agree to be bound by these Terms please do not access or use the Site.

  1. The Site. The Site is intended to allow its registered users access to Bank Hapoalim's Developers Portal (the "Portal") and to the documentation and materials with respect to Bank Hapolim's various products, as may be provided from time to time (the "Documentation" and "Bank Products") as well as enabling registered users that are authorized representatives of an established company, to perform certain activities in the Portal, as may be applicable from time to time and subject to the terms set forth in these Terms.
  2. Additional Agreements and Appoval. For clarification, access and use of certain parts and/or services provided by the Bank with respect to Company's use of the Portal and the API Market, shall be subject to additioanl approvals and agreements to be provided by the Bank. The Bank retains sole and exclusive discretion to determine whether to approve an application submitted by a user, or to engage in an agreement with a Company pursuant to these Terms. Without derogating from the generality of the above, Company's use of the API shall be subject to the terms of the License and Services Agreement to be exceuted between the Company and the Bank in this respect ("License Agreement").
  3. Modification. We reserve the right, at our discretion, to change these Terms at any time. Such change will be effective ten (10) days following posting of the revised Terms on the Site, and your continued use of the Site thereafter means that you accept those changes.
  4. Site Access. For such time as these Terms are in effect, we hereby grant you permission to visit and use the Site provided that you comply with these Terms and applicable law.
  5. The Services
    1. Documentation. The Site allows its registered users to view the Documentation on the Site and to experience with mockup provided on the Site. In order to use these services, you are required to create an account ("Account"). You agree not to create an Account for anyone else or use the account of another without their permission. When creating your Account, you must provide accurate and complete information. You are solely responsible for the activity that occurs in your Account, and you must keep your Account password secure. You must notify Bank Hapoalim immediately of any breach of security or unauthorized use of your Account. If you wish to delete your Account you may send an email request to Bank Hapoalim at poalimdevelopersportal@poalim.co.il
    2. API Market Services. The Site also allows its users, representing a legal established entity ("Corporation"), to perform certain activities in the API Market on behalf of such Copropration. The scope and ability to perform such activities are conditioned on receiving our initial approval to the identity of the Corpoeration as well as to additional requirements set forth in the License Agreement as well as additional legal restrictions that may apply with respect to certain services from time to time.
  6. Restrictions. You shall not: (i) copy, distribute or modify any part of the Site without our prior written authorization; (ii) use, modify, create derivative works of, transfer (by sale, resale, license, sublicense, download or otherwise), reproduce, distribute, display or disclose Content (defined below), except as expressly authorized herein; (iii) disrupt servers or networks connected to the Site; (iv) use or launch any automated system (including without limitation, "robots" and "spiders") to access the Site; and/or (v) circumvent, disable or otherwise interfere with security-related features of the Site or features that prevent or restrict use or copying of any Content or that enforce limitations on use of the Site.
  7. Payments to Bank Hapoalim. Except as expressly set forth in the Terms, your general right to access and use the Site is currently for free, but Bank Hapoalim may in the future charge a fee for certain access or usage. You will not be charged for any such access or use of the Site unless you first agree to such charges, but please be aware that any failure to pay applicable charges may result in you not having access to some or all of the Site.
  8. Intellectual Property Rights.
    1. Content and Marks. The (i) content on the Site, including without limitation, the Documentation, text, articles, brochures, descriptions, products, software, graphics, photos, sounds, videos, interactive features, and services (collectively, "Content"), and (ii) the trademarks, service marks and logos contained therein ("Marks"), are the property of Bank Hapoalim and/or its licensors and may be protected by applicable copyright or other intellectual property laws and treaties. We reserve all rights not expressly granted in and to the Site and the Content.
    2. Use of Content. The Content on the Site is provided to you for your internal use only and may not be used, modified, copied, distributed, transmitted, broadcast, displayed, sold, licensed, de-compiled, or otherwise exploited for any other purposes whatsoever without our prior written consent. If you download or print a copy of the Content you must retain all copyright and other proprietary notices contained therein.
  9. Information Description. We attempt to be as accurate as possible. However, we cannot and do not warrant that the Content available on the Site is accurate, complete, reliable, current, or error-free. We reserve the right to make changes in or to the Content, or any part thereof, in our sole judgment, without the requirement of giving any notice prior to or after making such changes to the Content. Your use of the Content, or any part thereof, is made solely at your own risk and responsibility.
  10. Privacy. We will use any personal information that we may collect or obtain in connection with your use of the Site in accordance with our privacy policy which is available at https://poalimdev.co.il/privacy. You agree that we may use personal information that you provide or make available to us in accordance with the Privacy Policy.
  11. Copyright Policy. It is our policy to respect the legitimate rights of copyright and other intellectual property owners. if you have encountered an alleged copyright infringement please contact us by sending an email to: poalimdevelopersportal@poalim.co.il ("Copyright Notice").
  12. Warranty Disclaimers.
    1. THE SITE AND ANY CONTENT PROVIDED THEREUNDER ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. BANK HAPOALIM HEREBY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, TITLE, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND THOSE ARISING BY STATUTE OR FROM A COURSE OF DEALING OR USAGE OF TRADE. BANK HAPOALIM DOES NOT GUARANTEE THAT THE SITE WILL BE FREE OF BUGS, SECURITY BREACHES, OR VIRUS ATTACKS. THE SITE MAY OCCASIONALLY BE UNAVAILABLE FOR ROUTINE MAINTENANCE, UPGRADING, OR OTHER REASONS. YOU AGREE THAT BANK HAPOALIM WILL NOT BE HELD RESPONSIBLE FOR ANY CONSEQUENCES TO YOU OR ANY THIRD PARTY THAT MAY RESULT FROM TECHNICAL PROBLEMS OF THE INTERNET, SLOW CONNECTIONS, TRAFFIC CONGESTION OR OVERLOAD OF OUR OR OTHER SERVERS.

    2. EXCEPT AS EXPRESSLY STATED IN OUR PRIVACY POLICY, BANK HAPOALIM DOES NOT MAKE ANY REPRESENTATIONS, WARRANTIES OR CONDITIONS OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE SECURITY OF ANY INFORMATION YOU MAY PROVIDE OR ACTIVITIES YOU ENGAGE IN DURING THE COURSE OF YOUR USE OF THE SITE.

  13. Limitation of Liability.

    13.1 TO THE FULLEST EXTENT PERMISSIBLE BY LAW, BANK HAPOALIM SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, EXEMPLARY, SPECIAL, CONSEQUENTIAL, OR INCIDENTAL DAMAGES OF ANY KIND, OR FOR ANY LOSS OF DATA, REVENUE, PROFITS OR REPUTATION, ARISING UNDER THESE TERMS OR OUT OF YOUR USE OF, OR INABILITY TO USE, THE SITE AND ANY CONTENT PROVIDED THEREUNDER, EVEN IF BANK HAPOALIM HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR LOSSES.

  14. Term and Termination. These Terms are effective until terminated by Bank Hapoalim or you. Bank Hapoalim, in its sole discretion, has the right to terminate these Terms and/or your access to the Site, or any part thereof, immediately at any time and with or without cause (including, without any limitation, for a breach of these Terms). Bank Hapoalim shall not be liable to you or any third party for termination of the Site, or any part thereof. If you object to any term or condition of these Terms, or any subsequent modifications thereto, or become dissatisfied with the Site in any way, your only recourse is to immediately discontinue use of the Site. Upon termination of these Terms, you shall cease all use of the Site. This Section ‎14 and Sections ‎8 (Intellectual Property Rights), ‎10 (Privacy), ‎12 (Warranty Disclaimers), ‎13 (Limitation of Liability) and ‎15 (Independent Contractors) to ‎17 (General) shall survive termination of these Terms.
  15. Independent Contractors. You and Bank Hapoalim are independent contractors. Nothing in these Terms creates a partnership, joint venture, agency, or employment relationship between you and Bank Hapoalim. You must not under any circumstances make, or undertake, any warranties, representations, commitments or obligations on behalf of Bank Hapoalim.
  16. Assignment. These Terms, and any rights and licenses granted hereunder, may not be transferred or assigned by you but may be assigned by Bank Hapoalim without restriction or notification to you. Any prohibited assignment shall be null and void.
  17. Governing Law. These Terms and the relationship between you and Bank Hapoalim shall be governed by and construed in accordance with the laws of the State of Israel, without regard to its principles of conflict of laws. Any dispute with respect to these Terms shall be resolved exlusively by the courts of Tel Aviv-Yafo, Israel.
  18. General. These Terms shall constitute the entire agreement between you and Bank Hapoalim concerning the Site. If any provision of these Terms is deemed invalid by a court of competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of these Terms, which shall remain in full force and effect. No waiver of any term of these Terms shall be deemed a further or continuing waiver of such term or any other term, and a party's failure to assert any right or provision under these Terms shall not constitute a waiver of such right or provision.

Last updated: January 2021